As the U.S. House prepares to vote this week on a GOP-based health care insurance overhaul, an official with Florida AARP said Monday the bill is “ageism unleashed.”
“Ageism is discrimination against people due to their age, and that’s exactly what this proposal does,” said Jack McCray, advocacy manager for Florida AARP.
McCray was referring to provisions that will raise insurance rates for people aged between 50-64 compared to those in their twenties.
Older working class Americans with lower incomes would see their rates escalate under the American Health Care Act since the refundable tax credits provided under the GOP bill are not as generous for this demographic as Obamacare subsidies.
Under the ACA, insurers can charge older enrollees only three times more than younger policyholders. The GOP bill would widen that band to five-to-one, which would hike premiums for those in their 50s and early 60s.
But Congresswoman Kathy Castor says she learned at a committee hearing discussing the bill that GOP officials have said that 5:1 ratio increase was just an “aspirational” figure, “and it looks like it could be any price at all.”
Castor added that the average Floridian aged between 50-64 and receiving subsidies under the ACA makes approximately $25,000. “If you start to charge thousands of dollars more for health insurance, you’re simply going to take coverage away, and that has a cascading effect really undermining their financial security, the security of their families and their kids,” she told a group of reporters outside the Phyllis Busansky Senior Center in Tampa.
The news conference was the third media availability held by Castor in Tampa since the GOP unveiled their health care proposal several weeks ago. And once again she brought forward a member of the community to decry the attempt to dismantle the Affordable Care Act.
“I plan on working for a long time, but I was recently diagnosed with glaucoma, ” said Riverview resident Darlene Goodfellow, 57. “It’s very treatable, but I need access for health care. I’m a real estate broker. If I can’t drive, I can’t work.”
Goodfellow says that her concerns about potentially losing her health insurance will have a large impact on their family, causing her to become an activist for the first time in her life “because I’m literally fighting for my livelihood and my life now.” She said that Republican Dennis Ross is now her representative in Congress, but she expressed disappointment that she wasn’t able to address the congressman when she attended a town-hall meeting he held in Clermont.
Among the many different provisions included in the House Republican plan, one that Castor continues to highlight is how it would convert Medicaid to a “per capita cap” system. That would mean states like Florida would get a lump sum from the federal government for each enrollee. That’s different from current Medicaid funding. Right now, the federal government has an open-ended commitment to paying all of a Medicaid enrollee’s bills, regardless of how high they go.
“That is a radical change that will put a huge burden on families,” Castor said, adding that she didn’t hold out much hope that Florida lawmakers would pick up those new costs.
“It is a very coldhearted policy that they’re really trying to slip through,” Castor said of the Trump administration and GOP House members advocating for it.
“They want you to focus on the repeal of the ACA, but the most devastating impact under this house bill is to Medicaid,” she said, “by capping the program and costs continue to rise and our older population continues to increase, the state will have less of an ability to be able to be a partner in Medicaid.”
Last week, the Congressional Budget Office reported that 24 million more Americans would be uninsured by 2026 under the House Republican health care bill than under the ACA, including 14 million by next year.
“You’re going to see a large number of seniors just walking away from coverage altogether,” predicted the AARP’s McCray.
The House of Representatives is scheduled to vote on the American Health Care Act Thursday.