The Federation of Manufactured Home Owners of Florida (FMO) and the Florida Manufactured Housing Association (FMHA) today commended Senator Aaron Bean and Representative Ed Hooper for filing legislation that would ensure adequate property insurance for the estimated 165,000 mobile and manufactured home owners insured by Citizens Property Insurance Corporation (Citizens) in Florida. The legislation would require Citizens to provide its policyholders with adequate coverage for mobile homes and their related structures, including screened or glass enclosures, carports, patios, awnings, decks and storage room areas.
“By eliminating coverage for mobile and manufactured homes, the State of Florida faces some dire consequences,” said Charlie Gallagher, president of the FMO. “Without adequate property insurance coverage, mobile and manufactured home owners are forced to violate legal obligations outlined in the ‘Florida Mobile Home Act’ and potential buyers would be discouraged by the prospect of inadequate insurance coverage. The FMO stands behind this legislative proposal to further protect mobile and manufactured home owners by allowing for adequate and fair assessments on the value of their homes.”
Continued James Ayotte, executive director of the FMHA. “Mobile and manufactured home owners should be spared the injustice of disparate assessment on the value of their homes. The FMHA, which encompasses manufactured housing industries across the state, fully supports this good bill that would essentially reinstate insurance coverage for mobile or manufactured home owners for the full value of the entire home.”