Sen. Jeff Brandes trumpets passage of private flood insurance bill

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Sen. Jeff Brandes is welcoming the passage of SB 542, the bill he sponsored that will increase the availability of private-market flood insurance options in Florida.

The Legislature passed SB542 on Thursday, sending it to Gov. Rick Scott for his signature.

“Floridians deserve to have choices when it comes to flood insurance,” Brandes said. “Senate Bill 542 opens the private flood insurance market and frees Floridians from Washington uncertainty and irregularity. I am grateful for the support of my fellow Senators and Representatives and look forward to ensuring this innovative legislation becomes law.”

The National Flood Insurance Program (NFIP) is a federal program providing flood insurance to homeowners, frequently required by mortgage lenders, but historically unavailable in the private market.

NFIP currently writes more than 2 million flood insurance policies in Florida, more than any other state in the U.S.

Florida policies makeup about 37 percent of the total policies written, yet its inception the program has paid only about $3.7 billion for flood losses in Florida compared to more than $50 billion nationwide.


Phil Ammann is a St. Petersburg-based journalist and blogger. With more than three decades of writing, editing and management experience, Phil produced material for both print and online, in addition to founding His broad range includes covering news, local government and culture reviews for, technical articles and profiles for BetterRVing Magazine and advice columns for a metaphysical website, among others. Phil has served as a contributor and production manager for SaintPetersBlog since 2013. He lives in St. Pete with his wife, visual artist Margaret Juul and can be reached at and on Twitter @PhilAmmann.