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personal injury protection

Insurance bill sponsor insists it won’t become a train for AOB, PIP

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When Lee Jacobson heard that that an insurance omnibus bill had been pulled from the Rules Committee onto the Senate floor Wednesday, he hightailed it to Tallahassee. The Orlando insurance and personal-injury attorney, active in the Florida Justice Association, was watching his daughter play soccer at the time. “I ran home, threw two suits in a bag and grabbed two one-way flights to get here,” Jacobson said Thursday morning. His fear was that the bill — CS/CS/SB 454 — would…

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House votes to repeal Florida’s PIP mandate for auto insurance

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The House voted Wednesday to replace Florida personal-injury protection insurance mandate for motorists with a requirement that they buy bodily injury protection, upending an insurance system in place since 1971. “Today, we have the ability to start thinking about personal responsibility in a different way, and shifting that paradigm in the state of Florida in how we do auto insurance,” sponsor Erin Grall said. “It’s difficult to think about doing something different after 40-plus years, but it shouldn’t keep us…

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House panel votes to abolish PIP insurance effective Jan. 1

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A House committee voted overwhelmingly Monday to do away with personal injury protection, or PIP, insurance in Florida. The vote in the Insurance & Banking Subcommittee was 12-2, with Jay Fant and Blaise Ingoglia the holdouts. PCS/HB 1063 passed despite concerns by insurers that they need stronger protections against bad-faith lawsuits by people injured by their policyholders. Medical providers, meanwhile, argued that requiring accident victims to file lawsuits would make it harder for them to get paid. Michael Grant, a Republican from Port Charlotte, summed…

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Supreme Court limits information insurers may demand under PIP policies

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The Florida Supreme Court has taken a narrow view of the amount of evidence hospitals and other health care providers are obliged to turn over to insurance companies concerning the reasonableness of personal injury protection claims. In a unanimous ruling, the court sided with the 1st District Court of Appeal over the 4th District Court of Appeal, which had issued conflicting interpretations of Florida’s PIP statute. “We conclude that discovery is limited to the production of a written report of…

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Appeals court reverses ruling striking limits on PIP payments to chiropractors

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A state appeals court has upheld a law limiting payments to chiropractors under reforms to Florida’s personal-injury protection insurance system the Legislature approved in 2012. The 3rd District Court of Appeal on Wednesday reversed a ruling by Miami-Dade County Circuit Judge Michaelle Gonzalez-Paulson holding that the limits were unconstitutional. “We must presume that the Legislature conducted its own evaluation of the respective professionals’ qualifications,” the appeals court wrote. “When no suspect class or fundamental right is implicated, our inquiry is limited to whether…

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Repealing PIP, implementing Amendment 4 top priorities for Jeff Brandes in 2017

in The Bay and the 'Burg by

Sen. Jeff Brandes will once again file legislation to repeal the state’s no-fault auto insurance requirement, saying it’s time for Florida to move away from the troubled system. The St. Petersburg Republican said repealing the state’s Personal Injury Protection (PIP) system will be one of his top priorities during the 2017 legislative session. The decision to file the bill comes just a few months after a study revealed Floridians could save an average $81 a car if the state drops…

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