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Paul Davidson: Florida Senate needs to act on auto insurance reform

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One year ago, I was riding my bicycle down A1A. Out of nowhere, a woman driving a 1988 LTD hit me going 45 miles per hour. The force of the collision sent me flying 60 feet. I landed face first. The next thing I remember is being rolled into the hospital. My lip was ripped up to my nose. Two of my teeth were knocked out. Even though I (thankfully) wore a bike helmet that day, I suffered a concussion.…

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Insurance companies have plenty to worry about as Legislative Session opens

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The insurance industry already has a good idea how one of it’s top priorities for the 2017 Legislative Session seems likely to go. It found out when the House and Senate unveiled their plans for fixing the workers’ compensation system Friday. But there’s more than that to worry about as session opens Tuesday. The industry is also looking for a fix for assignment of benefits abuse, and waiting to see whether the Legislature will make the state’s personal injury protection mandate for…

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No-fault insurance reforms appear to be lowering costs

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Legislation targeting auto insurance fraud has produced savings on personal-injury claims of 17. 5 percent, and reduced premiums by a little more than 15 percent. Claim frequency and severity were reduced, too — by 10.2 percent and nearly 11 percent, respectively, producing a reduction in total loss costs of 20 percent. That compared to an increase in average loss costs of more than 4 percent elsewhere in the United States, according to an analysis conducted for the Florida Office of…

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